:root{
--navy:#0f2140;--navy2:#16305c;--blue:#1663d9;--blue-d:#0e4aa8;--amber:#f5a623;--amber-d:#d98b06;
--ink:#1c2733;--muted:#5b6b7d;--line:#e4e9f0;--bg:#f6f8fb;--white:#fff;--radius:14px;
--shadow:0 2px 8px rgba(15,33,64,.07);--shadow-lg:0 6px 16px rgba(15,33,64,.10)}
*{margin:0;padding:0;box-sizing:border-box}
body{font-family:"Segoe UI",Roboto,Arial,sans-serif;color:var(--ink);line-height:1.75;background:var(--bg);-webkit-font-smoothing:antialiased}
img{max-width:100%}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-d)}
.wrap{max-width:1180px;margin:0 auto;padding:0 20px}

/* ===== HEADER ===== */
.topbar{background:var(--navy);color:#c7d4e8;font-size:.85rem}
.topbar .wrap{display:flex;justify-content:space-between;gap:12px;padding:8px 20px;flex-wrap:wrap}
.topbar a{color:#fff;font-weight:600}
.site-header{background:var(--white);box-shadow:var(--shadow);position:sticky;top:0;z-index:100}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 20px}
.logo{display:flex;align-items:center;gap:10px;font-weight:800;font-size:1.25rem;color:var(--navy)}
.logo:hover{text-decoration:none}
.logo .mark{width:42px;height:42px;border-radius:11px;background:linear-gradient(135deg,var(--blue),var(--navy));display:flex;align-items:center;justify-content:center;font-size:1.3rem}
.logo small{display:block;font-size:.68rem;font-weight:600;color:var(--muted);letter-spacing:.4px}
nav.main{display:flex;gap:4px;transition:opacity .18s ease,transform .18s ease}
nav.main a{padding:9px 15px;border-radius:9px;color:var(--ink);font-weight:600;font-size:.95rem}
nav.main a:hover,nav.main a.on{background:#eef3fb;color:var(--blue);text-decoration:none}
.header-cta{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;gap:8px;padding:11px 20px;border-radius:10px;font-weight:700;font-size:.95rem;transition:background .15s,transform .15s;border:none;cursor:pointer;touch-action:manipulation}
.btn-amber{background:var(--amber);color:#231a04}
.btn-amber:hover{background:var(--amber-d);text-decoration:none;color:#231a04}
.btn-blue{background:var(--blue);color:#fff}
.btn-blue:hover{background:var(--blue-d);text-decoration:none;color:#fff}
.burger{display:none;width:46px;height:42px;border:1px solid var(--line);border-radius:10px;background:#fff;cursor:pointer;flex-direction:column;align-items:center;justify-content:center;gap:5px}
.burger span{width:22px;height:2.5px;background:var(--navy);border-radius:2px;transition:.25s}
.burger.open span:nth-child(1){transform:translateY(7.5px) rotate(45deg)}
.burger.open span:nth-child(2){opacity:0}
.burger.open span:nth-child(3){transform:translateY(-7.5px) rotate(-45deg)}

/* ===== HERO ===== */
.hero{background:linear-gradient(120deg,var(--navy) 0%,var(--navy2) 55%,var(--blue) 130%);color:#fff;padding:74px 0 84px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-120px;top:-120px;width:420px;height:420px;border-radius:50%;background:radial-gradient(circle,rgba(245,166,35,.22),transparent 65%)}
.hero .wrap{position:relative;z-index:1}
.badge{display:inline-block;background:rgba(245,166,35,.15);border:1px solid rgba(245,166,35,.45);color:var(--amber);padding:6px 16px;border-radius:30px;font-size:.82rem;font-weight:700;margin-bottom:18px}
.hero h1{font-size:2.6rem;line-height:1.25;margin-bottom:16px;max-width:760px}
.hero p{font-size:1.12rem;color:#d7e2f2;max-width:640px;margin-bottom:28px}
.hero .actions{display:flex;gap:14px;flex-wrap:wrap}
.hero-stats{display:flex;gap:36px;margin-top:44px;flex-wrap:wrap}
.hero-stats div strong{display:block;font-size:1.7rem;color:var(--amber)}
.hero-stats div span{font-size:.85rem;color:#b9c8de}
.hero-sub{background:linear-gradient(120deg,var(--navy),var(--navy2));color:#fff;padding:46px 0}
.hero-sub h1{font-size:2rem;margin-bottom:10px}
.hero-sub p{color:#c7d4e8;max-width:720px}

/* ===== SECTIONS ===== */
section{padding:60px 0}
.sec-head{text-align:center;max-width:680px;margin:0 auto 40px}
.sec-head .kicker{color:var(--blue);font-weight:700;text-transform:uppercase;font-size:.8rem;letter-spacing:1.5px}
.sec-head h2{font-size:2rem;color:var(--navy);margin:6px 0 10px}
.sec-head p{color:var(--muted)}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.card{background:var(--white);border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:var(--shadow);transition:transform .18s ease;will-change:transform;display:block}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-lg);border-color:#c9d8ee}
.card .ico{width:48px;height:48px;border-radius:12px;background:#eef3fb;display:flex;align-items:center;justify-content:center;font-size:1.4rem;margin-bottom:14px}
.card h3{font-size:1.05rem;margin-bottom:6px}
.card h3 a{color:var(--ink)}
.card p{color:var(--muted);font-size:.9rem}

/* why */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.why .card{text-align:center}
.why .card .ico{margin:0 auto 14px;background:linear-gradient(135deg,var(--amber),#ffcf7a);}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;counter-reset:st}
.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px 22px;position:relative}
.step::before{counter-increment:st;content:counter(st);position:absolute;top:-16px;left:20px;width:34px;height:34px;border-radius:50%;background:var(--blue);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.step h3{font-size:1rem;margin:8px 0 6px}
.step p{font-size:.88rem;color:var(--muted)}

/* callband */
.callband{background:linear-gradient(120deg,var(--amber),#ffbf55);border-radius:var(--radius);padding:34px 30px;display:flex;align-items:center;justify-content:space-between;gap:20px;flex-wrap:wrap;color:#2a1e05}
.callband h3{font-size:1.35rem}
.callband .btn{background:var(--navy);color:#fff;font-size:1.05rem;padding:14px 26px}
.callband .btn:hover{background:var(--navy2);color:#fff;text-decoration:none}

/* FAQ */
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;overflow:hidden}
.faq summary{padding:18px 22px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:12px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.4rem;color:var(--blue);font-weight:800;flex-shrink:0}
.faq details[open] summary::after{content:"−"}
.faq .ans{padding:0 22px 18px;color:var(--muted);font-size:.95rem}

/* page article */
.crumb{font-size:.85rem;color:var(--muted);padding:20px 0 0}
.crumb a{color:var(--muted)}
.page-hero{padding:34px 0}
article.content{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:38px;box-shadow:var(--shadow);margin-bottom:24px}
article.content h1{font-size:1.9rem;color:var(--navy);margin-bottom:14px}
article.content h2{font-size:1.35rem;color:var(--navy);margin:30px 0 12px}
article.content h3{font-size:1.1rem;color:var(--blue);margin:24px 0 10px}
article.content p{margin-bottom:12px;color:#37485c}
article.content ul,article.content ol{margin:0 0 14px 22px;color:#37485c}
article.content li{margin-bottom:6px}
.lead{font-size:1.08rem;color:var(--muted)}
.checklist{list-style:none;margin-left:0!important}
.checklist li{padding-left:30px;position:relative}
.checklist li::before{content:"✔";position:absolute;left:0;color:#1da857;font-weight:800}

/* table */
table.tb{width:100%;border-collapse:collapse;margin:14px 0;font-size:.92rem}
.tb th{background:var(--navy);color:#fff;padding:11px 14px;text-align:left}
.tb td{padding:11px 14px;border-bottom:1px solid var(--line);color:#37485c}
.tb tr:nth-child(even) td{background:#f8fafd}

/* footer */
.site-footer{background:var(--navy);color:#b7c6dc;margin-top:60px;font-size:.92rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:36px;padding:52px 0 38px}
.site-footer h4{color:#fff;font-size:1rem;margin-bottom:14px}
.site-footer a{color:#b7c6dc;display:inline-block;padding:3px 0;font-size:.88rem}
.site-footer a:hover{color:var(--amber);text-decoration:none}
.footer-links a{display:block}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding:18px 0;display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:.82rem;color:#8ea2bd}

/* floating */
.float-call{position:fixed;bottom:22px;right:22px;z-index:90;display:flex;flex-direction:column;gap:12px}
.float-call a{width:58px;height:58px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-size:1.5rem;box-shadow:0 8px 22px rgba(0,0,0,.25);transition:.2s}
.float-call a:hover{transform:scale(1.08)}
.f-wa{background:#25d366}.f-tel{background:var(--amber)}

/* ===== RESPONSIVE ===== */
@media(max-width:1024px){
 .grid,.why-grid,.steps{grid-template-columns:repeat(2,1fr)}
 .footer-grid{grid-template-columns:1fr 1fr}
 .hero h1{font-size:2.1rem}
}
@media(max-width:820px){
 nav.main{position:absolute;top:100%;left:0;right:0;background:#fff;flex-direction:column;padding:12px;box-shadow:var(--shadow-lg);border-top:1px solid var(--line);opacity:0;visibility:hidden;transform:translateY(-10px);pointer-events:none}
 nav.main.open{opacity:1;visibility:visible;transform:none;pointer-events:auto}
 nav.main a{padding:13px 16px;border-radius:8px}
 .burger{display:flex}
 .header-cta .btn span{display:none}
 .topbar .wrap{justify-content:center;text-align:center}
}
@media(max-width:600px){
 .grid,.why-grid,.steps,.footer-grid{grid-template-columns:1fr}
 .hero{padding:52px 0 60px}
 .hero h1{font-size:1.65rem}
 .hero p{font-size:1rem}
 .hero-stats{gap:22px}
 .sec-head h2{font-size:1.5rem}
 article.content{padding:24px}
 article.content h1{font-size:1.5rem}
 .callband{padding:26px 22px;text-align:center;justify-content:center}
 section{padding:44px 0}
 .float-call a{width:52px;height:52px;font-size:1.3rem}
 .tb{display:block;overflow-x:auto}
}

@media (hover:none){
 .card:hover,.float-call a:hover{transform:none}
}